Renee Serface, Your Mortgage Planner for Life. Renee is an experienced Mortgage Professional with Director’s Mortgage, and has been helping clients and building relationships in the mortgage planning business for over 20 years. Renee will be outlining the “Don’t Move, Just Improve” program, featuring the new, streamlined 203K program. This popular program allows for up to $45,000 in funds to be used for repairs and energy upgrades. Find out more about this exciting program and how Renee can help you, your friends or business associates, make the most out of the incredible interest rate opportunities available today.